Monthly money review
Find what comes in, what is committed, and what remains.
The Make Room for Wealth workbookA little more room.
A little more room.
A clearer money plan.
Put the book to work with ten practical worksheets for spending, reserves, debt, investing, and extra income.
Download the companion workbook, save your own copy, and start with the worksheet that matches your next decision.
Download the free workbook ↓Printable and fillable PDF · US Letter · No signup or purchase required
MAKE
ROOM
FOR
WEALTH
ROOM
FOR
WEALTH
Build Financial Breathing Room
and Turn More of Your Income
Into Assets
and Turn More of Your Income
Into Assets
What’s in the workbook
Cash through the next payday
See when money arrives and when payments leave.
Known bills that arrive later
Prepare for annual costs and irregular expenses.
Emergency reserve decision
Choose a target based on your household’s needs.
Debt inventory and repayment choice
Put balances, rates, and your next payment in view.
Compare a proposed replacement loan
Look beyond the monthly payment to the full tradeoff.
Give an income increase a purpose
Assign a raise before new commitments absorb it.
A one-page investment intention
Clarify the goal, timing, risk, and questions to research.
Test an extra-income idea
Count the expenses and unpaid hours alongside revenue.
The monthly review
Explain what changed and choose the next useful decisions.
Make a copy. Make it yours.
01 · Download
Save the PDF first
Open it in a PDF reader that supports forms. If your browser does not keep your entries, use a dedicated PDF app.
02 · Work through it
Type or print
Fill in the fields digitally, or print at 100% on US Letter paper. The book explains the calculations and examples.
03 · Keep it private
Store your completed copy safely
No account numbers or passwords are needed. You do not need to send completed worksheets to the author.
Financial ideas in plain language.
Solomon Kurtys writes about practical ways to build financial breathing room and evaluate wealth-building decisions. Make Room for Wealth combines clear explanations, relatable humor, worked examples, and source notes.
This site provides companion resources. No financial information is requested or submitted through this page.